BRANCH MANAGER FOR SURAT LOCATION IN GUJARAT
POST CODE: BM-GUJ- AUG2014
Position: Branch Manager
Profile: To Head the Branch in all areas of branch work especially business development
No of vacancies: 1
Location: Surat
Eligibility:
1. Age not exceeding 28 years as on 01-08-2014 (relaxation can be considered based on commensurate, relevant prior experience)
2. Any Graduation (10+2+3 format) from a UGC recognized university. Graduates from Open University will not be considered. Post graduation & professional qualification/ CAIIB shall be given additional weightage.
3. Minimum 3 years experience in Housing Finance/Retail Lending and at least 1-2 years of experience as Branch Head or retail credit / marketing of financial products / branch operations in banks/ HFCs/FIs. Exposure in mortgage lending will be preferred.
4. Extensive in-depth knowledge of local market with good networking capacity with builders / developers is a must.
5. Fluency in Gujarathi besides English is must. Working knowledge of Hindi will be an added advantage.
6. For internal candidates of Repco Group of institutions, those who are eligible for elevation to this cadre as per the internal promotion policy can only apply and all applications shall be routed through proper channel or with NOC from the Competent Authority. Acceptance of applications will depend on fulfillment of the eligibility criterion as detailed above.
Job Description
To source new business (home loan/LAP) as per target given in conformity with the credit policy of the Company
To handle lending operations of branch, which require speedy processing of applications /initial credit appraisal at branch level/follow up of loan approvals with CO / disbursements/ post disbursal monitoring.
To coordinate with panel valuers / advocates for effective delivery
To monitor collections and manage effectively the receivables and achieve the targets set for recovery / NPA
Timely achievement of business targets set under different parameters and make the branch a profit center
To ensure effective brand building and business promotion (through various marketing and sales activities)
To ensure prompt and best client service
Pay & Perquisites:
CTC starting from Rs.6.00 lakhs per annum (fixed + variable). Experienced candidate would be compensated suitably as per market norms. The company has a performance linked ESOP scheme.
