Repco Home Finance Ltd

RECRUITMENT OF CREDIT OFFICERS FOR VARIOUS LOCATIONS IN TN

POST CODE: CREDIT/TN/ SEPT2014

Position: Credit Officers 

Location: Various locations in Tamil Nadu 

Eligibility: 

1. Age not exceeding 28 years as on 01-09-2014 (relaxation can be considered based on commensurate, relevant prior experience)

2. Any Graduation (10+2+3 format) from a UGC recognized university. Graduates from Open University will not be considered. Post graduation & professional qualification/ CAIIB shall be given additional weightage.

3. Minimum 3 years relevant prior experience in HFCs/ Banks/ FIs in retail lending/credit processing.

4. Fluency in Tamil besides English is must. 

5. For internal candidates of Repco Group of institutions, those who are eligible for elevation to this cadre as per the internal promotion policy can only apply and all applications shall be routed through proper channel or with NOC from the Competent Authority. Acceptance of applications will depend on fulfillment of the eligibility criterion as detailed above. 

Job Description: 

CREDIT APPRAISAL

 Scrutiny of loan applications online and ascertaining eligibility vis-à-vis different loan products of RHFL. 

 Ascertaining KYC compliance for processing of applications 

 Assessment of Borrower’s Income – Both employed and Business class.

 Analysis of Balance Sheet and other financial statements. 

 Assessment of value of properties with the help of GV and MV and verification of reports given by Panel valuers in assessment of value of properties. 

 Appraisal and Sanction of Loans in conformity with Credit Policy of the company

 Verification of all the above in the system. In particular about Legal documents and KYC documents.

 Thorough knowledge on online sanctions under the loan origination system (in house module) and Core Banking Environment.

 Sanctioning of loans 

 Capability to communicate with branches in connection with credit proposal related queries in effective manner.

 Ability to take decisions faster.

 To know about the topography of the branches allotted and find out the potential of the areas for improving the business.

B.S Abdur Rahman University

ADVERTISEMENT FOR THE POST OF JRF 

Applications are invited for the post of Junior Research Fellow (JRF) to work in a DST-SERB
sponsored project entitled “synthesis of novel low band gap polymer materials for solar cell 
applications” in the department of chemistry.

Duration : Three years (The appointment will be initially for one year  And renewable on the yearly basis)

Number of post : One

Qualification : M.Sc., (Chemistry, Applied/Organic/ Polymer Chemistry) With first class

Age : Not more than 28 Years.

Desirable : 
1. GATE or CSIR-LS 2. Research experience in polymer synthesis

Fellowship: 
1. Candidate with GATE/CSIR-LS: Rs 16,000 (for two years) & Rs:18,000 (for third year)
2. Candidate without GATE/CSIR: Rs:12,000/- consolidated

NOTE: Opportunity exist for registration of PhD as for the norms of university